Retirement Calculator

See what your retirement savings could grow to

Enter a few numbers and get an instant, private estimate of your retirement balance — right in your browser, no sign-up required.

Retirement savings calculator

Enter your details below. Your results update instantly, right in your browser — nothing you type here is sent anywhere.

Optional. Leave blank if none.

Optional. Used to show a today's-dollars estimate.

Optional. Models your contribution increasing each year with salary growth.

Used to derive your monthly contribution from the percentage below.

Defaults to 10% — a common starting-point rate, not personalized advice.

Projected balance at retirement

$1,015,589

Starting balance
$10,000
Total contributions
$210,000
Investment growth
$795,589

These figures are estimates for informational purposes only, based on a constant assumed rate of return. They are not financial, investment, or tax advice, and actual results will vary. Consult a qualified financial professional before making retirement decisions.

Is that enough? (optional)

Enter your current income, or your own target, to see whether your projected balance meets your goal.

Defaults to 75% — a common rule of thumb, not a personalized recommendation. Adjust it to fit your own situation.

Enter your own number instead of a percentage of current income.

Assuming 25 years in retirement by default — adjust to your own expected retirement length.

Defaults to 2 points below your accumulation-phase return, reflecting a more conservative allocation in retirement — a rule of thumb, not personalized advice. Adjust it to your own assumption.

Social Security, a pension, or similar guaranteed income — reduces how much your savings need to cover. Leave blank if none.